Here we will start from the most encouraging line "If you are going to save money today, then definitely money will save you tomorrow" 

Actually, we don't know about our life duration still we have to focus on investment to protect our future. Today money is important as oxygen to survive in this world. So we have to plan our investment to protect us it doesn't matter what you earn, your saving habit definitely add something how much you are earning today whether less or high make a habit to save from that it will make you confident and independent.

Today's generation is advance in all field and most of them are planning to open their own business but the fund is always a constraint for them. There are many programs to support startup but still, they are somewhere lacking to help the startups. If we make a habit of investment at the age of 18 then we can one step ahead to deal with this problem. Because for me money is the key for unlocking more ideas either for investment or for multiplication of money and I am sure it will make you more confident and definitely a step ahead in life.

Some people who are married have their own requirements like Children's study plan/ Marriage Plan/ Retirement plan etc. they have also need to hire an investment advisor to deal with it according to their return requirement. Most people never go-to an investment advisor or think they can invest better than them and put all their savings in FD and get a very low return on it which is inappropriate if we include inflation factor in it. They think investment advisor will charge a fee to give a better plan so they try to save that small fee but believe me this minimal fee will give you a double or triple return on your investment which you can't. You can say this fee is also an investment for your better future.

If you feel FD is a good investment then obviously yes but only for old people who do not want to take the risk at this age and never want a high return. But if you are at the age of '20s and '30s then you have the ability to take a risk and generate a much higher return than FD. Most people in India do not want to take a risk in their investment that why only 2-3% of people in India invested in the stock market while in America or other countries this ratio is 40-45%. Here I do not promote you to put all your hard-earned money to the stock market but at least you have to invest 10-20% of your savings in the Stock Market. But before investing in the stock market you have to take knowledge of that because without knowledge everything is gambling. Otherwise later you will say the stock market is a gamble as you heard from a lot of people who lost their money here because they jump directly into the stock market without any learning.

If you think Stock Market is Risky then please let me know any investment or business which is risk-free and I am sure if it is risk-free then it will give a very low return. But still, I will suggest you always take the calculated risk whether the stock market investment or any other investment. Calculated risk is better than blind risk. You can take a calculated risk by diversified your money. Diversification is also a big topic we can discuss in another blog.

Always remember "No investment multiply in Days it requires Years" so it is up to you how much you want to multiply your investment from an early age. Early investment will give you early result so why not from Today. Control your expenses and save your money.

Again I want to end it with the same line "If you are going to save money today, then definitely money will save you tomorrow".